Political memes, Posters, Funny Pics, Etc.

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Re: Political memes, Posters, Funny Pics, Etc.

Post by kalm »

Caribbean Hen wrote: Mon Apr 22, 2024 8:27 am
kalm wrote: Mon Apr 22, 2024 8:16 am

According to 2012 Cato study, we spend 100 billion a year on corporate welfare. That’s $800 per US household.

XYZ corporation thanks you for your generosity but you’ll have to get in line. :)
Unfortunately the line is getting longer and longer

Government dependency is what you want so Pat yourself on the back
I only want government dependency for the well healed. The producer class.
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Re: Political memes, Posters, Funny Pics, Etc.

Post by UNI88 »

kalm wrote: Sat Apr 20, 2024 6:20 am
UNI88 wrote: Fri Apr 19, 2024 9:11 am
It's not a 1:1 ROI.

There are likely other programs with a higher ROI.

Does the law of diminishing returns apply?

Is part of the problem that people who took out these loans weren't smart consumers? Borrowing thousands of dollars to get a bachelors or higher degree in social work or similar or to attend a for-profit institution isn't a good idea. We need social workers but they should consider community colleges and in-state schools unless they get lots and lots of scholarship and grant money.

The loan providers need to be on the hook as well. Allow student debtors to find relief in bankruptcy and loan providers will be a lot more practical in who and for what they loan money.
What is the ROI? I’ve seen estimates as high as 7:1 for the original GI bill. An educated workforce increases productivity and innovation.

Totally agree on smart consumers but that can be fixed.

Also agree on the lenders. They seem to be just a well healed version of takers and grifters.

Regardless the complaints of “I had to pay mine off” deserve some sympathy but also…life isn’t fair. We lose sight of the big picture with that attitude. It’s not fair to me doesn’t mean it isn’t a positive to the overall economy. That saved money still gets spent and we all benefit from that spending.
The ROI for WWII vets might have been 7:1. Do you really think the ROI for today's generations are anywhere near that? WWII vets would be ashamed that they'd borrowed money that they couldn't pay back.

Yes, an educated workforce increases productivity and innovation but the focus of their education matters.

I don't think Sallie Mae and the like are takers and grifters. They're playing by the rules that the government has set. The rules should be changed so that lenders will be more discriminate in how much they lend based on degree. An engineering student could be expected to pay off more than a studying social work.

Smart consumers can be fixed by having consequences for your actions.

Government spending has consequences for debt and inflation.
Being wrong about a topic is called post partisanism - kalm

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Re: Political memes, Posters, Funny Pics, Etc.

Post by kalm »

UNI88 wrote: Mon Apr 22, 2024 9:42 am
kalm wrote: Sat Apr 20, 2024 6:20 am

What is the ROI? I’ve seen estimates as high as 7:1 for the original GI bill. An educated workforce increases productivity and innovation.

Totally agree on smart consumers but that can be fixed.

Also agree on the lenders. They seem to be just a well healed version of takers and grifters.

Regardless the complaints of “I had to pay mine off” deserve some sympathy but also…life isn’t fair. We lose sight of the big picture with that attitude. It’s not fair to me doesn’t mean it isn’t a positive to the overall economy. That saved money still gets spent and we all benefit from that spending.
The ROI for WWII vets might have been 7:1. Do you really think the ROI for today's generations are anywhere near that? WWII vets would be ashamed that they'd borrowed money that they couldn't pay back.

Yes, an educated workforce increases productivity and innovation but the focus of their education matters.

I don't think Sallie Mae and the like are takers and grifters. They're playing by the rules that the government has set. The rules should be changed so that lenders will be more discriminate in how much they lend based on degree. An engineering student could be expected to pay off more than a studying social work.

Smart consumers can be fixed by having consequences for your actions.

Government spending has consequences for debt and inflation.
Of course it does. And I agree with the idea of prioritizing degrees although (looks around at modern society) I do think social work should be a high priority as well.

Regardless, someone is getting wealthy off the college industry and spending can produce an ROI.

You and I are closer than you may think on this.
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Re: Political memes, Posters, Funny Pics, Etc.

Post by UNI88 »

Famous quotes that were erroneously recorded and have now been corrected:
  • "Me boys I only regret that I have but one life to lose for my country."
  • “In justice to me boys, I must add, that their behavior upon this occasion reflects the highest honor upon them,”
  • "Four score and seven years ago me boys brought forth, upon this continent, a new nation, conceived in liberty, and dedicated to the proposition that all men are created equal."
  • “True patriotism springs from a belief in the dignity of the individual, freedom and equality not only for me boys but for all people on earth.”
  • "Ask not what me boys can do for you, ask what you can do for me boys."
Being wrong about a topic is called post partisanism - kalm

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Re: Political memes, Posters, Funny Pics, Etc.

Post by GannonFan »

kalm wrote: Mon Apr 22, 2024 10:39 am
UNI88 wrote: Mon Apr 22, 2024 9:42 am

The ROI for WWII vets might have been 7:1. Do you really think the ROI for today's generations are anywhere near that? WWII vets would be ashamed that they'd borrowed money that they couldn't pay back.

Yes, an educated workforce increases productivity and innovation but the focus of their education matters.

I don't think Sallie Mae and the like are takers and grifters. They're playing by the rules that the government has set. The rules should be changed so that lenders will be more discriminate in how much they lend based on degree. An engineering student could be expected to pay off more than a studying social work.

Smart consumers can be fixed by having consequences for your actions.

Government spending has consequences for debt and inflation.
Of course it does. And I agree with the idea of prioritizing degrees although (looks around at modern society) I do think social work should be a high priority as well.

Regardless, someone is getting wealthy off the college industry and spending can produce an ROI.

You and I are closer than you may think on this.
One could argue the colleges are getting wealthy off the college industry. Big College takes all that money in, hires more people, gives raises to more people, and builds nicer and nicer campuses and buildings and things - yay sports. And every time we increase loans or forgive more loans, the colleges increase their fees to take as much of that as they can. There's no secret that when the federal government stepped in to basically be the lender of choice for most student loans that we saw the biggest increase in loans and college tuitions. It's one of the easiest correlations to make. Colleges are really, really good at siphoning off that government funding.
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Re: Political memes, Posters, Funny Pics, Etc.

Post by kalm »

GannonFan wrote: Mon Apr 22, 2024 12:06 pm
kalm wrote: Mon Apr 22, 2024 10:39 am

Of course it does. And I agree with the idea of prioritizing degrees although (looks around at modern society) I do think social work should be a high priority as well.

Regardless, someone is getting wealthy off the college industry and spending can produce an ROI.

You and I are closer than you may think on this.
One could argue the colleges are getting wealthy off the college industry. Big College takes all that money in, hires more people, gives raises to more people, and builds nicer and nicer campuses and buildings and things - yay sports. And every time we increase loans or forgive more loans, the colleges increase their fees to take as much of that as they can. There's no secret that when the federal government stepped in to basically be the lender of choice for most student loans that we saw the biggest increase in loans and college tuitions. It's one of the easiest correlations to make. Colleges are really, really good at siphoning off that government funding.
True. And I imagine that there’s resume building going on. How do you get that next level job as a school president, admin, AD? Show growth in the new buildings, programs, and facilities that you’ve brought in.
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Re: Political memes, Posters, Funny Pics, Etc.

Post by BDKJMU »

Week ago:
Zelensky Drives By In Ferrari To Remind Americans Of The Importance Of Filing Your Taxes

KYIV — With Tax Day rapidly approaching, Ukrainian President Volodymyr Zelensky issued a helpful reminder to all American taxpayers of the importance of paying their taxes in a timely manner while tearing through the war-torn streets of Kyiv in a brand new Ferrari F430.

"Just a reminder to the wonderful American people," Zelensky began after screeching his sports car to a halt in front of assembled members of the media. "Filing your taxes accurately and on time is most important. It is through your commitment to paying your taxes that the evil Russian aggressors can be fought. The Ukrainian people thank you for standing by our side and funding our completely necessary war that is in no way corrupt. Remember — April 18th! Happy Tax Day, America!"

Zelensky then peeled out, leaving thick, black stripes of burned rubber on the road as he sped away. The Ukrainian President has come under increasing scrutiny after leaked documents and other reports have added to the mounting evidence of heavy corruption, money laundering, and embezzlement surrounding the Ukrainian war effort. Zelensky has vehemently denied such reports, swearing that his new Versace wardrobe, private jet, and sports car were acquired through appropriate means.


"I hit Ukrainian lottery," Zelensky said of the reported $400 million increase in his bank account. "Yes the country is devastated by war and hardship, but I won lottery. Very excited. Big lucky break for me!"

At publishing time, the Biden administration had notified Congress that additional funding for Ukraine was desperately needed, despite the fact that Zelensky was last seen doing donuts with his Ferrari next to the ruins of a bombed Ukrainian grade school.
https://babylonbee.com/news/ferrari-dri ... e_vignette
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Being wrong about a topic is called post partisanism - kalm

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Post by BDKJMU »

Remember when Trump asked for about 2 percent of what we’ve spent in Ukraine for a border wall, or about .07% of our current federal budget?
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Complete Betrayal by a Corrupt, Blackmailed POS.
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Post by UNI88 »

BDKJMU wrote: Wed Apr 24, 2024 11:30 am Image
Only if you're getting your FAKE NEWS from MAQA yahoo echo chambers ...
False. Clinton and Trump’s cases have key differences, according to legal experts. Clinton’s $850,000 payment to Paula Jones in 1998 settled a civil lawsuit. The payment was public and legal, and the funds did not come from the government, nor did they amount to a campaign contribution. By comparison, the payment in Trump’s case was through a shell company and reimbursed by Trump, whose company logged the reimbursements as legal expenses in the final weeks of his 2016 presidential campaign.
Faulty comparisons made between Trump, Clinton payments
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