That pretty much nails it..
The Official "Making America Woke Again" Thread
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Re: The Official "Making America Woke Again" Thread
..peacefully and patriotically make your voices heard..
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Re: The Official "Making America Woke Again" Thread
Buckle in folks, they're gonna do it again...
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Re: The Official "Making America Woke Again" Thread
This ain't nothing, my first mortgage was 10.5%.
I made it work, why do you deserve special treatment?
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Re: The Official "Making America Woke Again" Thread
Sounds like we need to securitize those loans.
Re: The Official "Making America Woke Again" Thread
They probably will. When it blows up again, the Donks will blame the Conks...again.
To me, it sounds like we don't need to make those loans in the first place.
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Re: The Official "Making America Woke Again" Thread
While it's for Davos, I'm sure the percentage applies to our woke.
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Re: The Official "Making America Woke Again" Thread
Guaranteed they will (and are). The lack of basic economic understanding in this administration is effing frightening.
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Re: The Official "Making America Woke Again" Thread
So we all agree that the loans shouldn’t be made. That’s the root that leads to further toxicity in the market, moral hazard, etc.
Do we also agree that homeownership increases GDP and grows the construction and finance industries? If so, how do we achieve increasing homeownership the right way?
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Re: The Official "Making America Woke Again" Thread
Step one would be to promote personal savings instead of relying on government programs for retirement.kalm wrote: ↑Wed May 25, 2022 1:45 pmSo we all agree that the loans shouldn’t be made. That’s the root that leads to further toxicity in the market, moral hazard, etc.
Do we also agree that homeownership increases GDP and grows the construction and finance industries? If so, how do we achieve increasing homeownership the right way?
“The best of all things is to learn. Money can be lost or stolen, health and strength may fail, but what you have committed to your mind is yours forever.” – Louis L’Amour
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"I am neither especially clever nor especially gifted. I am only very, very curious.” – Albert Einstein
“Hard times create strong men. Strong men create good times. Good times create weak men. And, weak men create hard times.” - G. Michael Hopf
"I am neither especially clever nor especially gifted. I am only very, very curious.” – Albert Einstein
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Re: The Official "Making America Woke Again" Thread
When the Marines go woke, the transformation is complete..
..peacefully and patriotically make your voices heard..
JMU Football: 2022 & 2023 Sun Belt East Champions...But you have to go home now. We have to have peace…
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Re: The Official "Making America Woke Again" Thread
Transformation to what? Every other military who won wars with soldiers somewhere on the spectrum of human sexuality. As in every military and war in history?
Do you need a safe space?
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Re: The Official "Making America Woke Again" Thread
And make usury illegal.Winterborn wrote: ↑Wed May 25, 2022 2:27 pmStep one would be to promote personal savings instead of relying on government programs for retirement.kalm wrote: ↑Wed May 25, 2022 1:45 pm
So we all agree that the loans shouldn’t be made. That’s the root that leads to further toxicity in the market, moral hazard, etc.
Do we also agree that homeownership increases GDP and grows the construction and finance industries? If so, how do we achieve increasing homeownership the right way?
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Re: The Official "Making America Woke Again" Thread
Nice red herring..
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Re: The Official "Making America Woke Again" Thread
You posted it. I was asking sincere questions that you don’t want to answer. It’s ok.
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Re: The Official "Making America Woke Again" Thread
In what way?kalm wrote: ↑Sat Jun 04, 2022 7:20 amAnd make usury illegal.Winterborn wrote: ↑Wed May 25, 2022 2:27 pm
Step one would be to promote personal savings instead of relying on government programs for retirement.
“The best of all things is to learn. Money can be lost or stolen, health and strength may fail, but what you have committed to your mind is yours forever.” – Louis L’Amour
“Hard times create strong men. Strong men create good times. Good times create weak men. And, weak men create hard times.” - G. Michael Hopf
"I am neither especially clever nor especially gifted. I am only very, very curious.” – Albert Einstein
“Hard times create strong men. Strong men create good times. Good times create weak men. And, weak men create hard times.” - G. Michael Hopf
"I am neither especially clever nor especially gifted. I am only very, very curious.” – Albert Einstein
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Re: The Official "Making America Woke Again" Thread
Biblical. I agree with you on what SHOULD happen but usury laws of morals are about as realistic as putting the economic self reliance genie back in the bottle.
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Re: The Official "Making America Woke Again" Thread
I guess I am still trying to understand how and in what cases you would ban them. If one is engaging in a higher risk business venture and one needs to borrow money, I do not have a problem with the loan interest rates following the risk.
You might need to spell it out for me using an example. I am a bit slow today.
“The best of all things is to learn. Money can be lost or stolen, health and strength may fail, but what you have committed to your mind is yours forever.” – Louis L’Amour
“Hard times create strong men. Strong men create good times. Good times create weak men. And, weak men create hard times.” - G. Michael Hopf
"I am neither especially clever nor especially gifted. I am only very, very curious.” – Albert Einstein
“Hard times create strong men. Strong men create good times. Good times create weak men. And, weak men create hard times.” - G. Michael Hopf
"I am neither especially clever nor especially gifted. I am only very, very curious.” – Albert Einstein
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Re: The Official "Making America Woke Again" Thread
It's his anti-Semitism coming out. Can we call him a facist now?Winterborn wrote:I guess I am still trying to understand how and in what cases you would ban them. If one is engaging in a higher risk business venture and one needs to borrow money, I do not have a problem with the loan interest rates following the risk.
You might need to spell it out for me using an example. I am a bit slow today.
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Re: The Official
UNI88 wrote: ↑Sat Jun 04, 2022 8:38 pmIt's his anti-Semitism coming out. Can we call him a facist now?Winterborn wrote:
I guess I am still trying to understand how and in what cases you would ban them. If one is engaging in a higher risk business venture and one needs to borrow money, I do not have a problem with the loan interest rates following the risk.
You might need to spell it out for me using an example. I am a bit slow today.
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Re: The Official "Making America Woke Again" Thread
That’s kind of my point. People live beyond their means. They should spend less and save more. Sales of new homes, SUV’s, iPhones, tractors, and golf clubs come to halt.Winterborn wrote: ↑Sat Jun 04, 2022 11:51 amI guess I am still trying to understand how and in what cases you would ban them. If one is engaging in a higher risk business venture and one needs to borrow money, I do not have a problem with the loan interest rates following the risk.
You might need to spell it out for me using an example. I am a bit slow today.
In order to experience exponential economic growth lending becomes part of solution.
If living within their means is a cure, this would include financing. But that genie is out of the bottle.
For example, the Buy Now Pay Later market was $125 billion in 2021 and predicted to see massive growth. It also requires little in the way of credit checks or reporting to agencies which can skew economic numbers like household debt.
I’m not actually suggesting usury laws but their concept jives with your fiscal responsibility mindset, no?
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Re: The Official "Making America Woke Again" Thread
If there is no usury, how do you earn interest on your savings? If there is inflation and your savings doesn't earn interest, the buying power of the money you save drops.kalm wrote:That’s kind of my point. People live beyond their means. They should spend less and save more. Sales of new homes, SUV’s, iPhones, tractors, and golf clubs come to halt.Winterborn wrote: ↑Sat Jun 04, 2022 11:51 am I guess I am still trying to understand how and in what cases you would ban them. If one is engaging in a higher risk business venture and one needs to borrow money, I do not have a problem with the loan interest rates following the risk.
You might need to spell it out for me using an example. I am a bit slow today.
In order to experience exponential economic growth lending becomes part of solution.
If living within their means is a cure, this would include financing. But that genie is out of the bottle.
For example, the Buy Now Pay Later market was $125 billion in 2021 and predicted to see massive growth. It also requires little in the way of credit checks or reporting to agencies which can skew economic numbers like household debt.
I’m not actually suggesting usury laws but their concept jives with your fiscal responsibility mindset, no?
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Re: The Official
Great questions. Isn’t usury actually defined as unreasonable interest? Can it not also lead to inflation?UNI88 wrote: ↑Sun Jun 05, 2022 8:54 amIf there is no usury, how do you earn interest on your savings? If there is inflation and your savings doesn't earn interest, the buying power of the money you save drops.kalm wrote:
That’s kind of my point. People live beyond their means. They should spend less and save more. Sales of new homes, SUV’s, iPhones, tractors, and golf clubs come to halt.
In order to experience exponential economic growth lending becomes part of solution.
If living within their means is a cure, this would include financing. But that genie is out of the bottle.
For example, the Buy Now Pay Later market was $125 billion in 2021 and predicted to see massive growth. It also requires little in the way of credit checks or reporting to agencies which can skew economic numbers like household debt.
I’m not actually suggesting usury laws but their concept jives with your fiscal responsibility mindset, no?
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Re: The Official "Making America Woke Again" Thread
Winterborn wrote: ↑Wed May 25, 2022 2:27 pmStep one would be to promote personal savings instead of relying on government programs for retirement.kalm wrote: ↑Wed May 25, 2022 1:45 pm
So we all agree that the loans shouldn’t be made. That’s the root that leads to further toxicity in the market, moral hazard, etc.
Do we also agree that homeownership increases GDP and grows the construction and finance industries? If so, how do we achieve increasing homeownership the right way?
What savings?
The best way to keep people passive and obedient is to strictly limit the spectrum of opinion but allow very lively debate within that spectrum - Noam Chomsky