Political memes, Posters, Funny Pics, Etc.

[ALPHAGRIZ1]

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[Ibanez]

Is that a direct quote?

Yes, it's on the internet so it's 100% true

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[Gil Dobie]

[Gil Dobie]

[Gil Dobie]

[ALPHAGRIZ1]

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[ALPHAGRIZ1]

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[Skjellyfetti]

Moving at WARP SPEED

[dbackjon]

Moving at WARP SPEED

Is this a Space Force Production?

Will there be sharks with phasers?

[Chizzang]

[Chizzang]

[SeattleGriz]

Moving at WARP SPEED

Is this a Space Force Production?

Will there be sharks with phasers?

*fricken lasers

[SDHornet]

[SDHornet]

I think he really means that credit scores are unimportant if you save and live within your means. You are still building credit even when you pay your electric bill.

Plus, if you save and live frugally then the downpayment you’ll be able to throw at that house will offset a lack of credit


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You're only building credit with utilities if A) you aren't behind b/c then no collections are put against you and'B) that utility reports the payment. Utilities reporting payments isn't common against all 3 and when I was listening to DR about 11 years ago, it wasn't possible. And wer're talking FICO, not that VantageScore crap that nobody uses.

I think his take on credit, while it makes sense for a car, isn't practical for many people. His blog is called, " Living without A Credit Score"

https://www.daveramsey.com/blog/living- ... edit-score

Don’t have a credit score? Good. Despite what everyone says, you don’t need one to buy a house! And if you’ve never gone into debt, that shouldn’t be too difficult, right?

Then there is this bullshit

Of course, if you really want to, you could always just pay straight cash for a house! Cash is king, baby!

I just think that while he makes good points about getting out of debt and living within your means, there are other areas of "advice" that he leads people astray.

I've heard some calls where he says you can ask for a manual underwriter to run the numbers if you are in a "no credit score" situation. I have no idea how common or practical that is.

[SDHornet]

[Ivytalk]

Naw. That popsicle would have to be half vanilla.

[mainejeff]

[mainejeff]

Evil Man.

[Ibanez]

You're only building credit with utilities if A) you aren't behind b/c then no collections are put against you and'B) that utility reports the payment. Utilities reporting payments isn't common against all 3 and when I was listening to DR about 11 years ago, it wasn't possible. And wer're talking FICO, not that VantageScore crap that nobody uses.

I think his take on credit, while it makes sense for a car, isn't practical for many people. His blog is called, " Living without A Credit Score"

https://www.daveramsey.com/blog/living- ... edit-score



Then there is this bullshit




I just think that while he makes good points about getting out of debt and living within your means, there are other areas of "advice" that he leads people astray.

I've heard some calls where he says you can ask for a manual underwriter to run the numbers if you are in a "no credit score" situation. I have no idea how common or practical that is.

There are lenders that do manual underwriting. They tend to be more lenient and look at the person instead of just the credit score. I agree that credit scores shouldn't be the only thing involved. Just b/c you missed 1 payment 2 years ago doesn't mean you're a liability. I think the credit scores weigh past problems too heavy for too long.

[Ibanez]

[Skjellyfetti]

BDK gets an acknowledgement from POTUS. Very cool!

[SDHornet]

BDK gets an acknowledgement from POTUS. Very cool!

The Meme War played a role in getting him in back in '16. There is a reason big tech is going with a heavy censorship agenda this election cycle. Care to guess which side of the argument will take the brunt of this censorship?

[CID1990]

BDK gets an acknowledgement from POTUS. Very cool!

I did not give you permission to critique tweets, Reek


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[Skjellyfetti]

Your obsession is flattering.

[SDHornet]

BDK gets an acknowledgement from POTUS. Very cool!

I did not give you permission to critique tweets, Reek


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The way how his Russia Trump hoax blew up in his face in spectacular fashion, I'm surprised he even shows his face on this site.