You're VERY wrong on many points here SD. Bad advice.SDHornet wrote: ↑Wed May 13, 2020 12:54 pm Regarding a credit score, meh. You build some credit just by renting and having utilities in your name. Any if you dig far enough you can find a lender willing to give you a home loan regardless of your situation (which is part of today's problem as well). I was able to easily qualify for a home loan with nothing more than a few years of credit card use and having paid off a car loan of $17k. It also helped that I had over 10% down and solid employment history so I was golden from a lenders perspective.
Political memes, Posters, Funny Pics, Etc.
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Well it worked for me.89Hen wrote: ↑Fri May 15, 2020 8:41 amYou're VERY wrong on many points here SD. Bad advice.SDHornet wrote: ↑Wed May 13, 2020 12:54 pm Regarding a credit score, meh. You build some credit just by renting and having utilities in your name. Any if you dig far enough you can find a lender willing to give you a home loan regardless of your situation (which is part of today's problem as well). I was able to easily qualify for a home loan with nothing more than a few years of credit card use and having paid off a car loan of $17k. It also helped that I had over 10% down and solid employment history so I was golden from a lenders perspective.
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Maybe it depends on state or something. But, I don't think paying rent or utilities does anything to your credit. I imagine not paying them and them going to a credit agency would affect them negatively. But, I never see anything about my rent or utility bills on my credit report.
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- 89Hen
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Great, but you're very wrong on many points and if people followed that advice they could be screwed.

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Correct, but it doesn't depend on state. It's everywhere in the US.Skjellyfetti wrote: ↑Fri May 15, 2020 8:49 am Maybe it depends on state or something. But, I don't think paying rent or utilities does anything to your credit. I imagine not paying them and them going to a credit agency would affect them negatively. But, I never see anything about my rent or utility bills on my credit report.

Re: Political memes, Posters, Funny Pics, Etc.
Experian will count it but you have to link your bank account (if that's how you pay your bills). It's not consistent though, IMO.Skjellyfetti wrote: ↑Fri May 15, 2020 8:49 am Maybe it depends on state or something. But, I don't think paying rent or utilities does anything to your credit. I imagine not paying them and them going to a credit agency would affect them negatively. But, I never see anything about my rent or utility bills on my credit report.
Turns out I might be a little gay. 89Hen 11/7/17
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Q: Name something that offends Republicans?
A: The actual teachings of Jesus
A: The actual teachings of Jesus
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Q: Name something that offends Republicans?
A: The actual teachings of Jesus
A: The actual teachings of Jesus
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Ivytalk
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“I’m tired and done.” — 89Hen 3/27/22.
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Q: Name something that offends Republicans?
A: The actual teachings of Jesus
A: The actual teachings of Jesus
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He keeps his slaves in the trunk.
The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants."
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- Thomas Jefferson, in letter to William S. Smith, 1787

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Go Black Bears!
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"Sir, the soy aisle is over there..." 
Celebrate Diversity.*
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“Tolerance and Apathy are the last virtues of a dying society.” Aristotle
Malo periculosam, libertatem quam quietam servitutem.
Malo periculosam, libertatem quam quietam servitutem.
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I’m trying to see daylight between this guy and a Trumpstermainejeff wrote:
Not finding it
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kalm
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Fair enough. I’ll take a stab at it...
Dental hygiene
Spelling ability
Self awareness
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Well played.
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Sounds like you are describing big city liberal voters too, not much daylight between the 2 groups.

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How do we know their dental hygiene is different, we can't see any teeth?
Most Trumpsters can spell all of the words on that shirt.
Believing Trump is the equivalent of Hitler isn't really a sign of self-awareness.
Being wrong about a topic is called post partisanism - kalm
MAQA - putting the Q into qrazy qanon qult qonspiracy theories since 2015.
Thank you for your attention to this matter - UNI88
MAQA - putting the Q into qrazy qanon qult qonspiracy theories since 2015.
Thank you for your attention to this matter - UNI88
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This is certainly interesting.







