While I realize it sucks, given the OFAC rules, and BSA and AML regulations we (as "bankers") must follow, we're not given much choice. I would think though, that common sense (here's a time where it actually makes SENSE, TTBF) would rule the day and an obvious exception could be made.Ursus A. Horribilis wrote:How in the fuck these assholes think they can force you to give a fucking thrumbprint for YOUR money is way beyond me even if you have the ability to do so. I hope BOA dies a very painful death but I'm sure they won't. I will however enjoy myself a little if I live to see the day it happens.
WTF rules are you talking about? There's a rule that you must ask for a thumbprint now? I can see having a password and showing ID but you're telling me that a thumbprint is now needed? Fucking doing things online you don't go through this shit but when you show up in person it's a fucking hoop jumping contest to get your GD money?AZGrizFan wrote:While I realize it sucks, given the OFAC rules, and BSA and AML regulations we (as "bankers") must follow, we're not given much choice. I would think though, that common sense (here's a time where it actually makes SENSE, TTBF) would rule the day and an obvious exception could be made.Ursus A. Horribilis wrote:How in the fuck these assholes think they can force you to give a fucking thrumbprint for YOUR money is way beyond me even if you have the ability to do so. I hope BOA dies a very painful death but I'm sure they won't. I will however enjoy myself a little if I live to see the day it happens.
It's becoming more and more commonplace as financial institutions try to find SOME way to stay ahead of the fraudsters. Many, MANY financial institutions require a thumbprint of a NON-ACCOUNT holder when cashing an "on-us" check like he was attempting to do.Ursus A. Horribilis wrote:WTF rules are you talking about? There's a rule that you must ask for a thumbprint now? I can see having a password and showing ID but you're telling me that a thumbprint is now needed? Fucking doing things online you don't go through this shit but when you show up in person it's a fucking hoop jumping contest to get your GD money?AZGrizFan wrote:
While I realize it sucks, given the OFAC rules, and BSA and AML regulations we (as "bankers") must follow, we're not given much choice. I would think though, that common sense (here's a time where it actually makes SENSE, TTBF) would rule the day and an obvious exception could be made.
That's all fine and dandy.......but like protecting us from terrorism, there comes a tipping point when you start going over the top and it's time to reign it in a bit. If they don't want our money then we can all stuff it in our mattress.......won't need a GD thumb print for that......and not even losing much $$$ since savings interest rates suck.AZGrizFan wrote:It's becoming more and more commonplace as financial institutions try to find SOME way to stay ahead of the fraudsters. Many, MANY financial institutions require a thumbprint of a NON-ACCOUNT holder when cashing an "on-us" check like he was attempting to do.
One day I hope you fellas get a chance, just a small one, to deal with a bank regulator. If they had their way, we wouldn't let customers in the door because of the risks involved.mainejeff wrote:That's all fine and dandy.......but like protecting us from terrorism, there comes a tipping point when you start going over the top and it's time to reign it in a bit. If they don't want our money then we can all stuff it in our mattress.......won't need a GD thumb print for that......and not even losing much $$$ since savings interest rates suck.AZGrizFan wrote:It's becoming more and more commonplace as financial institutions try to find SOME way to stay ahead of the fraudsters. Many, MANY financial institutions require a thumbprint of a NON-ACCOUNT holder when cashing an "on-us" check like he was attempting to do.
P.S. - I hope that B of A dies a horrible death as well.
OK, I will add the bank regulators to my list that contains wishes for BOA demise then.AZGrizFan wrote:One day I hope you fellas get a chance, just a small one, to deal with a bank regulator. If they had their way, we wouldn't let customers in the door because of the risks involved.mainejeff wrote:
That's all fine and dandy.......but like protecting us from terrorism, there comes a tipping point when you start going over the top and it's time to reign it in a bit. If they don't want our money then we can all stuff it in our mattress.......won't need a GD thumb print for that......and not even losing much $$$ since savings interest rates suck.
P.S. - I hope that B of A dies a horrible death as well.
What kind of "risks"??? Actually asking for decent customer service and an interest rate that a homeless person couldn't live on?.......AZGrizFan wrote:One day I hope you fellas get a chance, just a small one, to deal with a bank regulator. If they had their way, we wouldn't let customers in the door because of the risks involved.
or a stripper. haha.griz37 wrote:it is none of your fucking business why I deposit so many one dollar bills each month, stop asking me if I am a waiter.
I don't care about thumb prints.......I do care about banks (and other companies/businesses) treating their customers like sh*t.JayJ79 wrote:Other than obvious instances such as people with no thumbs,
I don't see what the big deal is about thumb prints.
But we've been over this before and I know how paranoid some of y'all are.
I'm only paranoid because the stupid people really are out there. I guess the bank needed a thumb print so that they wouldn't confuse this man with all the other armless clients they deal with regularly.JayJ79 wrote:Other than obvious instances such as people with no thumbs,
I don't see what the big deal is about thumb prints.
But we've been over this before and I know how paranoid some of y'all are.
Perhaps they should quit hiring them for their Board......AZGrizFan wrote:It's becoming more and more commonplace as financial institutions try to find SOME way to stay ahead of the fraudsters. Many, MANY financial institutions require a thumbprint of a NON-ACCOUNT holder when cashing an "on-us" check like he was attempting to do.Ursus A. Horribilis wrote: WTF rules are you talking about? There's a rule that you must ask for a thumbprint now? I can see having a password and showing ID but you're telling me that a thumbprint is now needed? Fucking doing things online you don't go through this shit but when you show up in person it's a fucking hoop jumping contest to get your GD money?
You wouldn't believe the paperwork we have to do on that 20K deposit after you leave. And you may get a visit from the feds.mainejeff wrote:What kind of "risks"??? Actually asking for decent customer service and an interest rate that a homeless person couldn't live on?.......AZGrizFan wrote:One day I hope you fellas get a chance, just a small one, to deal with a bank regulator. If they had their way, we wouldn't let customers in the door because of the risks involved.
How is it "risky" if I bring you a 20K deposit (other than the fact that you now think the money is yours)???
He wasn't a customer. His wife was....It wasn't his account, it was his wife's.BlueHen86 wrote:I'm only paranoid because the stupid people really are out there. I guess the bank needed a thumb print so that they wouldn't confuse this man with all the other armless clients they deal with regularly.JayJ79 wrote:Other than obvious instances such as people with no thumbs,
I don't see what the big deal is about thumb prints.
But we've been over this before and I know how paranoid some of y'all are.
Go find a small credit union that you're eligible to join, jeff. Within days they'll know you by your first name and treat you like gold.mainejeff wrote:I don't care about thumb prints.......I do care about banks (and other companies/businesses) treating their customers like sh*t.JayJ79 wrote:Other than obvious instances such as people with no thumbs,
I don't see what the big deal is about thumb prints.
But we've been over this before and I know how paranoid some of y'all are.
Actually AZ that is changing as well. I have been a member of MFCU for 23 yrs. and I know the bank VP. I am in there a minimum of 3-4 times a week and I never had a problem with them up until the last year when they closed the old branch and opened a new one a few blocks away. Now it's like pulling teeth to get MY MONEY out of the bank. I also am an employee of a company that banks with them and go in to cash a paycheck every couple of weeks to cash it and get hassled because I don't open a personal account with them. I don't feel like opening a personal account as I already have a long standing business account but when somebody gives me a check in lieu of services and go in with the proper ID to cash the fucker I don't need to be hassled about opening another account with them. I'm getting sick of the shit.AZGrizFan wrote:Go find a small credit union that you're eligible to join, jeff. Within days they'll know you by your first name and treat you like gold.mainejeff wrote:
I don't care about thumb prints.......I do care about banks (and other companies/businesses) treating their customers like sh*t.
AZGrizFan wrote:You wouldn't believe the paperwork we have to do on that 20K deposit after you leave. And you may get a visit from the feds.mainejeff wrote:
What kind of "risks"??? Actually asking for decent customer service and an interest rate that a homeless person couldn't live on?.......
How is it "risky" if I bring you a 20K deposit (other than the fact that you now think the money is yours)???
They're just trying to deepen their member relationship with you and make a living. You guys act like they're trying to get you hooked on crack.Ursus A. Horribilis wrote:Actually AZ that is changing as well. I have been a member of MFCU for 23 yrs. and I know the bank VP. I am in there a minimum of 3-4 times a week and I never had a problem with them up until the last year when they closed the old branch and opened a new one a few blocks away. Now it's like pulling teeth to get MY MONEY out of the bank. I also am an employee of a company that banks with them and go in to cash a paycheck every couple of weeks to cash it and get hassled because I don't open a personal account with them. I don't feel like opening a personal account as I already have a long standing business account but when somebody gives me a check in lieu of services and go in with the proper ID to cash the fucker I don't need to be hassled about opening another account with them. I'm getting sick of the shit.AZGrizFan wrote:
Go find a small credit union that you're eligible to join, jeff. Within days they'll know you by your first name and treat you like gold.
